Membership Insurance Benefit for Deceased Members

As part of our commitment to the welfare of our members and their families, KDTOA offers a Membership Insurance Benefit for the families of deceased members. This benefit is designed to provide financial support during a time of loss, ensuring that families receive the necessary assistance in coping with unexpected hardships.

Features of the Membership Insurance Benefit:

• Financial Support for Families: Upon the passing of a member, the family becomes eligible to receive a monetary benefit under the insurance scheme. This financial aid helps cover funeral expenses or any other immediate financial needs the family may face after the loss of their loved one.
• Eligibility: All active KDTOA members who have maintained their membership status are automatically enrolled in this insurance benefit. This ensures that every member’s family is protected without the need for additional paperwork or registration.
• Easy Claim Process: The claims process is designed to be straightforward and hassle-free. Families can submit their claim with proof of the member’s death and their relationship to the deceased. Our dedicated support team assists in processing the claim quickly, ensuring timely disbursement of the benefit.
• Coverage Amount: The insurance coverage provides a fixed amount that is disbursed to the immediate family of the deceased. This amount is determined based on the membership category and duration with KDTOA.
• No Additional Costs: This benefit is part of the membership package, meaning there are no extra charges or premiums to be paid. All members contribute collectively to the fund through their membership fees, ensuring that every member’s family is taken care of in the event of an untimely death.
• Support Beyond Financial Assistance: In addition to the monetary benefit, KDTOA offers families emotional and logistical support through our Swarga Ratha Service for funeral transport. This ensures that members’ families receive comprehensive assistance during a difficult time, from transport to financial aid.

This initiative underscores our belief in mutual support and collective care, ensuring that no member’s family is left without help during their time of need.